njmalpractice

Injured on a Construction Site? You May Have More Than a Workers’ Comp Claim

Mon, 29 Sep 2025 20:00:48 GMT

Do Injured Construction Workers in New Jersey Only Have a Workers’ Compensation Claim?

According to New Jersey personal injury attorney David Maran , workers’ compensation is often the starting point for recovery, but it is not always the only option. While workers’ comp provides medical care, wage replacement, and disability benefits for injuries that occur on the job, many construction site accidents involve negligence by someone other than the employer or a co-employee. In those cases, injured workers may also have the right to pursue what is known as a third-party action .

For example, if a delivery truck driver from another company causes an accident on a job site and injures a worker, that company may be liable for negligence. This means the injured worker can receive workers’ compensation benefits while also pursuing a personal injury claim against the negligent third party.

How Can a Personal Injury Lawyer Help With a Third-Party Construction Site Claim?

Workers’ compensation provides essential coverage, but its benefits are limited. A third-party claim can result in far greater compensation because it allows for recovery of damages beyond medical bills and lost wages.

David Maran explains that a personal injury lawyer gathers the evidence needed to prove negligence, including photographs, investigation reports, OSHA findings, and witness statements. A claim letter is then filed against the responsible company or individual. If compensation is recovered, a portion is reimbursed to the workers’ comp carrier, but the worker ultimately receives far more than they would through workers’ compensation alone.

How Do You Know if a Construction Injury Involves Negligence Beyond Workers’ Comp?

Determining whether an accident involves third-party negligence requires a careful review of the facts. If a worker is injured on a site completely controlled by their employer, with no outside companies or contractors involved, the case may be limited to workers’ compensation.

However, most construction projects involve multiple trades, subcontractors, delivery companies, and equipment manufacturers. Injuries may result from defective machinery, unsafe conditions created by another contractor, or negligence by a delivery company. In those scenarios, a personal injury lawyer can pursue claims against the responsible third parties, often resulting in much higher compensation for the injured worker.

What Is the Difference Between a Workers’ Comp Lawyer and a Personal Injury Lawyer?

Workers’ compensation cases are handled in a specialized court system with its own judges, procedures, and laws. Attorneys who focus exclusively on workers’ comp are typically more effective because they are immersed in that system every day and know how to expedite medical treatment and wage benefits.

On the other hand, third-party negligence claims are filed in Superior Court and handled by personal injury lawyers. These attorneys focus on proving liability and maximizing compensation beyond what workers’ comp provides. David Maran emphasizes that both types of lawyers may play a role, but workers often benefit from attorneys who specialize in each area.

When Can Contractors, Property Owners, or Equipment Manufacturers Be Sued for Unsafe Conditions?

Construction site liability often extends beyond the employer. If a property owner is responsible for maintaining a safe site but fails to do so, they may be held liable for resulting injuries. Similarly, contractors can face claims for failing to provide proper safety measures.

David Maran recalls a case where an electrician was installing fixtures when he stepped backward into an unprotected stairwell opening. The contractor had neglected to install temporary railings or barriers, resulting in a fractured spine for the worker. Because the contractor failed to provide proper safety precautions, they were legally responsible for the injury.

Equipment manufacturers may also be sued when machines are defectively designed or manufactured without proper safety guards. These types of product liability cases are another example of third-party claims that go beyond workers’ comp.

What About Scaffolding Accidents and Falling Debris?

Scaffolding accidents are a common cause of serious construction injuries. Many times, scaffolding is erected by outside companies who rent it to the contractor for the duration of the project. If the scaffolding was improperly assembled or maintained, and a worker falls as a result, the scaffolding company may be liable for negligence.

Similarly, when workers are struck by falling debris, liability often extends to the contractor or subcontractor who failed to secure materials safely. Proving these cases requires extensive evidence collection. Agencies such as OSHA often investigate serious accidents, and personal injury lawyers obtain these reports, photographs, and witness accounts to build strong cases for injured workers.

How Can a New Jersey Personal Injury Lawyer Maximize Compensation in a Construction Accident Case?

David Maran emphasizes that timing is critical. The sooner a lawyer is involved, the better the chances of preserving crucial evidence. Immediately contacting insurance companies, requesting OSHA and state reports, and interviewing witnesses all help establish liability.

Workers’ compensation provides important short-term benefits, but it does not cover pain and suffering, loss of quality of life, or full financial damages. By pursuing third-party negligence claims, a personal injury lawyer ensures that injured workers have the opportunity to receive full compensation for the long-term impact of their injuries.

If you or a loved one has been injured on a construction site in New Jersey, you may have rights that go far beyond workers’ compensation. Visit njmalpractice.com to learn more about your options.

Hit by a Drunk Driver: How a DWI Accident Lawyer Can Protect Your Rights

Fri, 22 Aug 2025 14:12:01 GMT

What should someone do immediately after being hit by a drunk driver?

David Maran advised that the first priority is safety. Move to a secure location if possible, check yourself and passengers for injuries, and call the police. If anyone is seriously hurt, request an ambulance immediately. Once safe, document the scene by taking numerous photographs—including vehicle damage, the roadway, street signs, traffic signals, and any surveillance cameras on nearby buildings. Gather contact information from witnesses, particularly those who observed the impaired driver’s behavior, such as slurred speech or difficulty communicating. This evidence can be critical for both insurance claims and legal proceedings.

How is a DWI-related accident different from a standard personal injury case?

According to Maran, a drunk driving case often involves two investigations. The first focuses on how the accident occurred—typically straightforward, as impaired drivers often run red lights, ignore stop signs, or veer off the road. The second investigation determines where the driver was drinking and whether a bar, restaurant, or social host overserved them. This can lead to additional claims under New Jersey’s Dram Shop laws.

Can a victim pursue both a criminal and a civil claim after a drunk driving accident?

Yes. Maran explained that the criminal case is handled by prosecutors and focuses on punishing the offender and preventing future violations. The civil case, on the other hand, seeks monetary compensation for the victim’s injuries, lost wages, medical bills, and other damages. While the criminal process may deliver justice in the form of penalties, only the civil claim can put compensation directly into the victim’s hands.

What types of compensation can a DWI accident lawyer help recover?

Maran outlined several categories of recoverable damages, including:

Pain and suffering
Lost wages
Medical expenses
Wrongful death damages (in fatal cases)

In addition, punitive damages may be sought to punish egregious conduct, though they are more difficult to obtain and cannot be covered by insurance—meaning they must be paid directly by the defendant.

Does being hit by a drunk driver increase the chance of receiving punitive damages?

Not necessarily. Maran noted that punitive damages require proof of extreme misconduct and must be collected directly from the defendant, as insurance policies do not cover them. While drunk driving is serious misconduct, the financial reality is that punitive damages are harder to collect unless the defendant has substantial personal assets.

Can a victim file a personal injury claim if the drunk driver is arrested but not convicted?

Absolutely. Maran explained that the burden of proof in a civil case is lower than in a criminal case. While criminal charges require proof beyond a reasonable doubt, civil claims only require a preponderance of the evidence—meaning the victim must show it is more likely than not that the driver caused the accident.

What if the drunk driver is uninsured or underinsured?

An experienced DWI accident lawyer can explore multiple avenues for recovery. Maran stressed the importance of uninsured/underinsured motorist coverage in the victim’s own auto policy. Additionally, if a bar or restaurant overserved the intoxicated driver, its commercial insurance policy—often much larger than an auto policy—can be targeted under Dram Shop liability.

Should a victim hire a personal injury lawyer even if the insurance company offers a settlement?

Yes. Maran warned that insurance settlements often require victims to sign a general release, which may unintentionally waive claims against other responsible parties, such as a bar or social host. Consulting a lawyer before accepting a settlement ensures that no legal rights are lost and that all potential claims are fully explored.

Why is hiring an experienced DWI accident lawyer important?

Maran emphasized that experience is key in complex drunk driving cases. A seasoned attorney knows how to investigate both the driver’s actions and any third-party liability, preserve crucial evidence, and navigate the interplay between criminal and civil proceedings. This expertise often results in maximized financial recovery for the victim.

How does decades of experience benefit DWI accident victims?

With nearly four decades of practice, Maran understands how to maximize available compensation—from ensuring victims receive necessary medical care to negotiating settlements and protecting funds for long-term needs. In wrongful death cases or those involving minors, he also advises on structuring settlements to provide financial security for the future.

Understanding Wrongful Death Claims: A Comprehensive Guide to Legal Rights and Procedures

Sat, 21 Jun 2025 19:29:03 GMT

What is the difference between survivorship damages and wrongful death claims?

Wrongful death cases involve two distinct legal actions filed in the same complaint. Survivorship damages cover any conscious pain and suffering endured by the deceased before death, which becomes part of their estate and is distributed according to their will or intestate statute. Wrongful death claims, however, run directly to the dependents who received time and attention from the deceased, covering losses like companionship, guidance, and financial support.

How are wrongful death cases filed in court?

While these are two separate claims, they're typically included in the same lawsuit but pleaded separately as different counts. This separation is necessary because they involve different theories and benefit different classes of people. This approach makes the case more understandable for the court and follows recognized ways of presenting claims.

What immediate steps should be taken after losing a loved one?

Important initial steps include:

Obtaining a death certificate with a raised seal from the funeral director
Locating the original, most recent will
Contacting the probate/surrogate court in the county where the person passed
Considering the need for an autopsy
Setting up the estate for the deceased

Who has the legal right to file a wrongful death lawsuit?

If there's a will, the named executor has the right to bring the claim. Without a will, the intestate statute determines who can file:

Spouse has first right as administrator
For divorced/widowed parents, children can file together
Siblings must agree on one administrator to represent the family
The administrator speaks for the family but doesn't affect distribution of settlements

How are damages calculated and distributed in wrongful death cases?

Damages are calculated through:

Economic reports based on statutory prescribed methods
Evaluation of time spent with the deceased
Assessment of financial support provided
Consideration of companionship and guidance

Distribution is determined through:

Court-approved distribution orders
Economic expert calculations
Individual evaluation of each dependent's losses
Consideration of relationships and time spent with deceased
Potential court hearings if dependents disagree on distribution

Understanding Wrongful Death Claims in New Jersey: A Comprehensive Guide

Sat, 21 Jun 2025 19:11:24 GMT

What exactly is wrongful death under New Jersey law?

Wrongful death in civil law focuses on claims made by dependents of someone who has passed away against those responsible for their loved one's death. Unlike criminal cases which result in punishment, civil wrongful death claims seek monetary damages. New Jersey law specifically doesn't allow claims for grief or loss of love, as these are considered priceless. Instead, compensation focuses on quantifiable monetary losses.

How are damages calculated in wrongful death cases?

Damages are calculated based on tangible financial losses and services that can be equated to monetary value. This includes:

Educational support (like college tuition)
Household services (maintenance, cooking, cleaning)
Loss of companionship (calculated at market rates, currently around $18/hour)
Future projected losses based on life expectancy

What role do economists play in determining compensation?

Economists provide expert testimony to help calculate the monetary value of lost services and companionship. They use market rates and statistical data to project future losses. While their calculations serve as evidence, juries have latitude to adjust these figures based on testimony and their judgment of the circumstances.

What immediate steps should families take when considering a wrongful death claim?

Contact an attorney immediately
Consider requesting an autopsy if cause of death is unclear
Gather necessary documentation (death certificate with raised seal, will if applicable)
Visit the surrogate's court to set up an estate
Determine whether to pursue general administration or ad prosequendum

How does the estate process work in wrongful death cases?

Families must establish an estate through the surrogate's court. This can be either a general administration (for distributing existing assets) or ad prosequendum (specifically for pursuing legal action). While personal injury attorneys can assist with wrongful death claims, cases involving substantial estates may require additional estate attorney expertise.

Understanding Pedestrian Accidents in New Jersey: Legal Rights, Responsibilities, and Recovery Process

Sat, 21 Jun 2025 10:34:08 GMT

How is fault determined in a pedestrian-vehicle accident in New Jersey?

Fault determination primarily depends on the position of the pedestrian at the point of impact and the duties of all parties involved. In crosswalks, vehicles have an absolute obligation to stop and wait until pedestrians clear the area. Evidence like surveillance footage, witness statements, and driver testimonies help establish the point of impact. Police investigate factors such as the driver's initial observation of the pedestrian and their subsequent actions to determine responsibility.

What are a pedestrian's legal obligations and safety responsibilities?

Pedestrians must exercise caution by not stepping into traffic unexpectedly, using designated crosswalks, obeying traffic signals, and maintaining awareness while crossing. The NJ Safe Passing Law (NJSPL); (NJSA 39:4-92.4) requires vehicles to move over one lane when passing pedestrians, maintain a minimum four-foot distance, or slow down to 25 mph if neither option is possible. While pedestrians have significant rights, they should prioritize personal safety over legal right-of-way.

How does comparative negligence affect pedestrian accident claims in New Jersey?

New Jersey operates under comparative negligence laws, where responsibility is allocated between parties totaling 100%. If a pedestrian is found 50% or less responsible, they can recover damages proportional to the other party's fault. However, if deemed 51% or more responsible, they cannot recover any damages. This differs from states like New York, where plaintiffs can recover even if 90% at fault.

What insurance coverage is available for pedestrian accidents?

Pedestrians without personal auto insurance or household coverage can access the New Jersey Unsatisfied Claim and Judgment Fund, providing up to $250,000 in Personal Injury Protection (PIP). While minimum PIP coverage options start at $15,000, maximum coverage of $250,000 is recommended due to potentially severe injuries from vehicle impacts.

What steps should be taken when filing a pedestrian accident claim?

Important initial steps include:

Ensuring police documentation and report filing
Collecting witness information and contact details
Documenting the scene through photos and videos
Identifying potential surveillance cameras
Gathering medical documentation and insurance information
Consulting with a personal injury attorney who typically works on contingency

E-Bike Safety and Legal Requirements: A Comprehensive Guide to Insurance, Regulations, and Rider Responsibilities in New Jersey

Fri, 25 Apr 2025 20:04:05 GMT

What are the different types of e-bikes and how are they classified legally?

Not all e-bikes are treated equally under the law. The classification system includes motorized bicycles that can travel up to 28 mph, requiring registration, licensing, and insurance. Low-speed electric bicycles are treated as pedestrians under the law, offering additional protections and insurance coverage options. Low-speed electric scooters, however, are classified differently and require riders to rely primarily on health insurance for accident coverage.

How is responsibility determined for medical bills in e-bike accidents?

In New Jersey, Personal Injury Protection (PIP) or "no-fault" coverage applies regardless of who caused the accident. For low-speed electric bicycle riders classified as pedestrians, coverage comes from their personal or household auto insurance policy. If no auto insurance exists, NJPLIGA (New Jersey Property-Liability Insurance Guaranty Association) provides coverage. For non-pedestrian classified vehicles, riders must rely on health insurance or additional purchased coverage.

Why are e-bike accidents potentially more dangerous than traditional bicycle accidents?

E-bikes present increased risks due to their higher speeds and likelihood of being used on busy roads rather than recreational areas. They're commonly used for commuting, putting riders in regular contact with vehicle traffic. The combination of speed, weight, and exposure to traffic creates a more hazardous riding environment compared to traditional bicycles.

What safety measures should e-bike riders prioritize?

Helmet use is crucial, especially given the increased speeds and risks. While only required for riders 17 and under, all riders should wear well-made helmets regardless of age. After any significant impact, helmets should be replaced. Additionally, riders must learn and follow all traffic rules, maintain situational awareness, and use proper safety gear, including reflective clothing when riding at dusk.

What insurance considerations should e-bike riders understand?

Insurance requirements vary by e-bike classification. Low-speed vehicles don't require specific insurance, while motorized bicycles (capable of 28 mph) must be insured. In New Jersey, operating an uninsured vehicle that requires coverage can result in severe consequences, including the inability to file claims even if an accident isn't your fault. The legal landscape for e-bike insurance is still evolving, making it crucial to understand and comply with current requirements.

How are insurance claims handled for e-bike accidents?

Insurance carriers may be slow to process claims involving even low-speed electric bicycles. Riders should document everything about their e-bike, including motor specifications, pedal systems, and purchase receipts. This documentation helps establish the vehicle's classification and expedites the claims process when dealing with insurance companies.

What to Do at the Scene of an Accident: A Guide for Protecting Your Legal Rights

Sat, 05 Apr 2025 19:13:55 GMT

Ensure Safety First

If you are involved in an accident, the first and most critical step is to ensure your safety. Bring your vehicle to a stop and assess your surroundings. Are you in a safe location? If not, move to a safer area if possible, turn on your hazard lights, and stay put. Once in a safe spot, check yourself and your passengers for injuries. Be aware of your surroundings and try to regain full situational awareness.

Call 911 and Report the Accident

After ensuring safety, immediately call 911 to report the accident. Law enforcement will document the scene, collect necessary information, and determine if emergency medical services are needed. When speaking to the dispatcher, inform them of any serious injuries so that an ambulance can be dispatched if necessary. Even if the accident seems minor, it is critical to have an official police report.

Document the Scene

Use your smartphone to take photos and videos of the accident scene. Capture images of the vehicles involved, including their license plates, any visible damage, and the point of impact. Take wide-angle shots that include street signs, traffic lights, stop signs, and road conditions. If there are any skid marks on the road, photograph and measure them, as they may disappear in a few days.

Identify Witnesses

Look for witnesses who saw the accident and ask for their contact information. Witness statements can be invaluable in supporting your case. If they are willing, ask them to provide a written or recorded statement. Many times, witnesses leave the scene before their details are recorded, so act quickly.

Secure Video Evidence

Many businesses and public areas have surveillance cameras that may have recorded the accident. Gas stations, stores, and traffic cameras are common sources of valuable footage. If possible, visit these locations promptly and speak with the manager to request a copy of the footage. If they allow you to view it, record it on your phone to ensure you have a copy.

Cooperate with Law Enforcement

When the police arrive, provide an accurate account of what happened. Listen carefully to what the other driver says, as admissions of fault can be important in legal proceedings. Statements such as "I didn’t see them" or "I ran the stop sign" can serve as crucial evidence.

Obtain and Review the Police Report

The police report will include essential details such as insurance information, the parties involved, and an assessment of the accident. Request a copy of the report once it is available. If the accident involved serious injuries or fatalities, an accident reconstruction unit may conduct a thorough investigation using advanced technology such as LiDAR to document the scene.

Seek Medical Attention

Even if you feel fine after the accident, seek medical evaluation as soon as possible. Injuries may not be immediately apparent, and medical records serve as critical documentation of your condition. If emergency responders ask whether you need medical assistance, do not dismiss symptoms or discomfort—agreeing to an evaluation can be vital for your well-being and any potential legal claims.

Gather Additional Evidence

If you are unable to document the scene due to injury, law enforcement will collect basic details. However, they may not investigate further sources of evidence such as surveillance footage from nearby cameras at local businesses or on buildings.. You or a representative should return to the scene as soon as possible to gather additional evidence. Business owners and property managers are more likely to provide video footage if requested shortly after the incident.

Understanding Your Legal Rights

Thorough documentation and prompt legal action can make a significant difference in your case. If another party’s negligence caused your injuries, you may be entitled to compensation. An experienced personal injury attorney can guide you through the legal process, ensuring that all evidence is preserved and your rights are protected.

What Is Uninsured and Underinsured Motorist Coverage?

Sat, 05 Apr 2025 19:04:36 GMT

Accidents happen unexpectedly, and when they do, the financial burden can be overwhelming—especially if the at-fault driver has little or no insurance. Uninsured motorist (UM) coverage protects you if you are involved in an accident caused by a driver who has no insurance or if you are the victim of a hit-and-run. Underinsured motorist (UIM) coverage applies when the at-fault driver has insurance, but their policy limits are too low to cover your damages. In both cases, your own policy steps in to cover the gap, ensuring that you and your family are not left with insurmountable medical bills and other expenses.

Why This Coverage Is Essential

Next to covering medical expenses, uninsured and underinsured motorist coverage is arguably the most important part of your auto insurance policy. It provides protection for you and your household members, ensuring financial security in the event of an accident caused by a driver with insufficient insurance to pay for pain & suffering damages and loss of wages.

Shockingly, about 85% of drivers in New Jersey either carry minimal insurance coverage or none at all. Many opt for "basic" or "dollar-a-day" policies that provide little to no protection for serious accidents. The state’s minimum liability coverage—$15,000 per person and $30,000 per accident—is often not enough to cover pain & suffering, lost wages, and other damages. Having adequate UM and UIM coverage can make a significant difference in securing proper compensation for injuries.

Common Misconceptions About UM/UIM Coverage

Many people purchase auto insurance based solely on who has the lowest price, often unaware of what they are sacrificing. Unlike in the past, when insurance agents would explain coverage options in detail, most policies today are purchased online or over the phone, with little guidance on coverage details. Consumers frequently misunderstand UM/UIM coverage and may not realize that increasing these limits is relatively inexpensive compared to other aspects of an insurance policy.

Additionally, many drivers do not know that they can only purchase as much UM/UIM coverage as they have in liability coverage. This means that if your liability coverage is low, your ability to protect yourself and your family through UM/UIM coverage is also limited. Unfortunately, insurance companies do not always automatically match UM/UIM coverage to your liability limits, meaning policyholders may be unknowingly underinsured.

How Uninsured and Underinsured Motorist Coverage Works

When involved in an accident with an uninsured driver, your UM coverage takes effect, covering what the uninsured driver owes you including compensation for pain & suffering, lost wages, and other damages up to your policy’s limits. This also applies in hit-and-run accidents where the at-fault driver flees the scene.

For underinsured motorists, once the at-fault driver’s insurance has paid out its policy limit (for example, $15,000 in a minimal coverage policy), your UIM coverage will kick in to cover the remaining damages up to your policy’s maximum. To initiate a claim, you must notify your insurance company that you are pursuing UIM benefits. Having a knowledgeable attorney to navigate this process can be critical in ensuring you receive the full compensation you are entitled to.

Real-Life Example: How UM/UIM Coverage Makes a Difference

Consider the case of two sisters who were pedestrians struck by a vehicle. Neither owned a car, but they both lived with family members who had auto insurance. One sister’s household policy included substantial UIM coverage, allowing her to recover up to $250,000 for her injuries. The other sister, whose household had only $25,000 in coverage, was limited to that much smaller amount. These cases illustrate how a well-structured insurance policy can significantly impact the outcome of a personal injury claim.

Protect Yourself and Your Family

Ensuring that you have adequate UM/UIM coverage is one of the most important steps you can take to protect yourself and your loved ones. Many drivers focus on meeting the legal minimum requirements without realizing how little protection that provides. By increasing your coverage limits, you can safeguard your financial future in the event of an accident.

Dos & Don’ts Following a Car Accident

Fri, 24 May 2024 06:14:37 GMT

Getting into a car accident can be a stressful and overwhelming experience. The moments following the crash can be filled with fear, confusion, and panic. Unfortunately, many people make terrible mistakes at the scene of their accident because they cannot think clearly and act rationally.

That is why it is vital to prepare well in advance by learning about the dos and don’ts following a car accident. If you have been involved in an automobile accident, you must speak with a competent attorney to find out what steps you can take in your particular case to protect your rights and obtain the compensation you deserve.

As a personal injury attorney at Maran & Maran PC , I will work to preserve your rights and provide you with knowledgeable information and strong representation. From my office in Newark, New Jersey, I serve accident victims throughout Northern New Jersey, including Hudson, Passaic, Sussex, Essex, Bergen, Somerset, Mercer, Warren, Morris, and surrounding counties.

Things to Do and to Avoid After a Car Accident in New Jersey

Many people do not know what to do and not do when they are in a car accident. To protect your rights and make sure that you do not violate any applicable New Jersey laws, the do’s and don’ts following a car accident include:

DON’T leave the scene . No matter how minor a car accident is, it is critical that you stay at the scene of the crash until you have exchanged information. If the police were called to the scene, you would need to wait for their arrival. Law enforcement will prepare a police report and interview witnesses and the parties involved in the crash. If you leave the scene without exchanging information, you risk facing legal repercussions for committing a hit-and-run.

DON’T discuss your case . It is not a good idea to talk about your case with anyone other than your attorney. You should also avoid posting on social media about the accident or injuries. If you are not careful with the words you choose when discussing your case, you risk jeopardizing your personal injury claim.

DON’T talk to the insurance adjuster before you consult with an attorney . You will get a call from the insurance adjuster within hours or days following your car accident. However, it is in your best interests to consult with an attorney before you answer the adjuster’s questions. Insurance adjusters work to protect the interests of their employer (the insurance company) by denying claims and paying as little as possible.

DON’T accept the insurance company’s first settlement offer . Typically, the first settlement offer you get from an insurance company is a lowball offer. The first settlement offer may not account for all your expenses and costs. You may want to contact a knowledgeable attorney to calculate the value of your personal injury claim and ensure that you are getting the compensation to which you are entitled.

DON’T neglect your injuries . Many people forego getting medical attention following a car accident. Even if you feel fine or think your injuries are minor, it is still vital to go to a hospital or see a doctor after the crash.

DO consult with an attorney . A personal injury attorney will handle all aspects of the claims process to help you obtain the compensation you deserve, allowing you to focus on your medical treatment.

DO keep records of everything . The success of your personal injury claim depends on your ability to prove several critical factors. That is why it is important to gather all available evidence and keep all records related to the vehicle damage, your injuries, and medical treatment.

DO write down everything you remember . Memories may fade over time, which is why you may not be able to remember everything that happened during your accident a few weeks or months from now.

DO keep a journal to note how your injuries are affecting your life . The effects of your injuries on your daily life and ability to work can be taken into account when calculating a settlement. So, keep a journal to record important details after the crash to strengthen your claim.

Trusted Legal Advocacy

If you were involved in a car accident, it is good to be aware of the do’s and don’ts to protect your rights. During these times of uncertainty, you may need a proficient attorney to provide personalized representation and loyal legal advocacy. At Maran & Maran PC , I help car accident victims in Newark and other parts of Northern New Jersey pursue the compensation they deserve. I have the knowledge, experience, and resources necessary to assist your specific situation. Contact my office today to request a free consultation.

How Insurance Companies Evaluate the Value of a Claim

Fri, 26 May 2023 06:14:38 GMT

Not all personal injury claims are the same. Insurance companies evaluate each claim on its individual merits. However, claimants do not always understand what goes into the process of evaluating personal injury claims.

As a personal injury attorney at Maran & Maran PC , I help injured victims pursue the compensation they deserve. From my office in Newark, New Jersey, I serve all of Northern New Jersey, including but not limited to Morris County, Essex County, Warren County, Mercer County, Passaic County, Hudson County, and Somerset County.

Factors Considered by Insurance Companies

In most cases, insurance companies will consider the following factors when evaluating a personal injury claim:

1. The Severity of Your Injury

The insurance company will consider the nature and severity of your injuries. They will look at the type of injury sustained, the length of treatment, and the extent of your recovery. Serious injuries such as broken bones, traumatic brain injuries, spinal cord injuries, and loss of limb are typically considered more valuable than minor injuries like bruises or sprains.

2. The Injury’s Impact on Your Life

Insurance companies will also consider how your injury has affected your daily life. This involves looking into how your injury has impacted your relationships and your ability to enjoy your hobbies. If your injury impaired your ability to engage in your favorite activities, the insurance company must take that into account when evaluating your claim.

3. Your Medical Bills and Other Economic Damage

Medical expenses are often the most significant economic damages in a personal injury case. The insurance company will review your medical bills, prescriptions, and any other costs related to your medical care. Other economic damages that may be considered include lost wages, loss of earning capacity, and property damage.

4. Whether or Not You Are Expected to Make a Full Recovery

The insurance company will also evaluate your prospects for a full recovery. If you are not expected to recover fully or need ongoing treatment, your claim may be worth more. The future costs of medical care and treatment must be considered, along with any future effects on your ability to earn a living.

5. The Impact of the Injury on Your Earning Capacity

The insurance company will examine how your injury has impacted your ability to earn an income. If your injury has resulted in the inability to earn money in the future, your claim will be worth more. The insurance company will look at how long you have been out of work and whether your ability to earn a living has been permanently impacted.

6. The Availability of Evidence

Evidence is critical when evaluating a personal injury claim. The insurance company will evaluate the strength, quality, and amount of available evidence to support your claim. This includes medical records, witnesses’ statements, police reports, and other related documentation.

7. Whether or Not Your Fault Contributed to Your Injury

Finally, fault plays an important role in the evaluation of a claim. If the insurance company finds that you were partially responsible for the accident that led to your injury, your claim may be worth less.

How Your Actions Affect the Value of Your Claim

Your actions can also affect how much your personal injury claim is worth.

Comparative Fault in New Jersey

Comparative fault means that if you were partially responsible for the accident that caused your injury, your compensation amount can be reduced accordingly. For example, if you were 10% responsible for the accident, your compensation amount will be reduced by 10%. However, if you were more than 50% responsible, you will not be able to recover any compensation.

Failure to Mitigate Damages

Another factor that can reduce the value of your claim is your failure to mitigate damages. It means that if you have not taken reasonable steps to treat your injury and prevent further damage, your compensation amount can be reduced. For example, if you did not follow your doctor’s prescribed treatments or engaged in activities that worsened your injury, the insurance company or defendant’s attorney may argue that you are responsible for the extent of your damages.

Your Actions After Sustaining the Injury

Your actions after the injury can significantly impact your claim's value. For example, if you post a picture on social media that contradicts your injury claims, such as engaging in physical activities or traveling, the insurance company or the defendant’s attorney may use them to undermine your credibility.

Knowledgeable Legal Advocacy

Understanding how insurance companies evaluate personal injury claims can help you maximize your compensation. Reach out to my law firm – Maran & Maran PC – to get the assistance you need when filing a personal injury claim. I can help you ensure that your settlement is appropriately evaluated by the insurance company. Set up a free consultation today.

Can an MRI Show Injuries Missed on an X-Ray?

Tue, 02 May 2023 06:14:37 GMT

After an accident, it’s natural to feel confused or overwhelmed about what to do next. You’ll likely be juggling many things at once, such as talking with insurance adjusters, getting estimates for property damage, attending to any injuries, and recovering from the trauma of the accident itself.

It’s essential to address all of these concerns, but the most important is your health. Yet, most people still aren’t able to answer basic questions like, “Should I get medical care/attention after an accident?” and “How long after an accident do injuries appear?” A personal injury attorney can help you find these answers.

To speak with a personal injury attorney about your options for medical treatment after an accident (including the option of getting an MRI), call me at Maran & Maran PC . I’m located in Newark, New Jersey, but can represent clients throughout Northern New Jersey, including Warren County, Sussex County, Passaic County, and Essex County.

The Dangers of Not Catching a Serious Injury

When you visit the doctor after an accident, they’ll most likely perform an X-ray to check for broken bones or dislocations since these are some of the more common injuries that occur. Unfortunately, many providers will stop at this step if they don’t see obvious signs of injury. Many injuries, especially those that occur after a car accident, can take days or even weeks for symptoms to show up and may be too subtle to be detected by an X-ray. If your doctor doesn’t catch these in time, it could mean that they’ll get worse without treatment.

When to Use X-Rays vs. MRIs

If you’ve already received an X-ray, you may be wondering, “Should I get an MRI after an injury as well?” While not everyone will need one, there are some important distinctions between an MRI and an X-ray that you should be aware of.

Understanding an X-Ray

An X-ray is a device that sends radiation through your body to generate an image that can show major issues with bones but cannot detect more subtle problems with soft tissue, inflammation, or minor fractures. X-rays are easy to administer and relatively inexpensive for both the provider and the patient. And, in many cases, they can be incredibly efficient and accurate at identifying injuries in bones since areas with high levels of calcium show up on the X-ray.

When an MRI Is Necessary

Like an X-ray, an MRI scanner (which stands for magnetic resonance imaging) also generates an image, but this device works by sending radio waves through your body that result in a more detailed, high-resolution picture that includes veins, soft tissue, nerves, and bones. Because of this, it can be used to detect more subtle injuries related to nerve damage, torn or strained ligaments, cartilage loss, joint inflammation, blood clots, organ injuries, or spinal injuries. Doctors can sometimes be more reluctant to order an MRI because of the cost and scheduling difficulty, but they can often find injuries that would otherwise go unnoticed.

What to Do if an X-Ray Doesn’t Show an Injury but You’re Still in Pain

If your X-ray showed no injuries but you’re still in pain, you need to contact your medical provider immediately and request further diagnostic tests, including an MRI. If your insurance provider is reluctant to authorize an MRI or if you’re working with another person’s insurance (such as in the case of a car accident), you can also reach out to a personal injury attorney who can advocate on your behalf for this treatment option.

Protect Your Health, Rights, and Future

If you’d like help answering the question, “What should I do after an injury?” or assistance filing an injury claim, contact my firm at Maran & Maran PC . I can help those in Newark, New Jersey, Somerset County, Hunterdon County, Mercer County, Monmouth County, Hudson County, Middlesex County, Union County, Bergen County, and Morris County.

Low Impact Accidents That Cause Serious Injury

Fri, 17 Mar 2023 06:14:37 GMT

There’s no such thing as a “good” car accident to be in. Even so, many people involved in a car crash falsely believe that just because they were traveling at a low speed or got away with only “minor” injuries they don’t have much to worry about. This couldn’t be further from the truth. In fact, low-impact accidents that result in serious injury are much more common than you might think and need to be taken seriously.

If you’ve recently been in an accident and want to speak with a personal injury attorney, call me today at Maran & Maran PC . From my home office, I’m able to help clients in Newark, New Jersey, and throughout the northern part of the state, including Warren County, Sussex County, Passaic County, Essex County, Somerset County, Hunterdon County, Mercer County, Monmouth County, Hudson County, Middlesex County, Union County, Bergen County, and Morris County.

How Minor Accidents Can Cause Serious Injuries

Even when going at very low speeds (say in a parking lot or slowing down for a red light), car accidents can still result in serious injuries, even if they don’t result in serious property damage. Your car may be only slightly dented or dinged, but your body is much more fragile, especially during an unexpected crash. For example, if you’ve been rear-ended by another car that was only going 10 miles an hour, this could still cause a whiplash injury or back and neck injuries. These whiplash injuries can cause serious and lasting soft tissue damage and should never be dismissed without being evaluated by a medical professional.

Common Injuries That Can Result From Low Impact

The three most common injuries from low-impact crashes are whiplash, neck, and back injuries. Also, the treatment for these injuries can be extensive, requiring weeks or months of rehabilitation and medical visits. These injuries can also be exacerbated if you were already suffering from a stiff neck or bad back.

Steps to Take After an Accident

The first step to take after an accident is to see a doctor as soon as you can, even if you aren’t feeling too much pain. Only a trained professional can determine the extent of your injuries, and it sometimes takes a while for an injury to manifest itself. It’s also important to obtain documentation reflecting the diagnosis and treatment. This evidence can be crucial to your claim if the insurance company doesn’t think the injury is serious. You will have to prove to them that you’ve been evaluated by a doctor and that your injuries are very real and are negatively impacting your life. Lastly, it’s extremely important that you follow through with your treatment plan, or else the adjuster may dismiss your claim. If therapy or chiropractic services are suggested, complete them as directed.

Filing a Personal Injury Claim in New Jersey

If you don’t receive adequate compensation from the insurance company, you always have the option to file a personal injury claim. The statute of limitations in New Jersey for this kind of lawsuit is two years, and it’s almost always in your best interest to work with a car accident attorney when pursuing this. You’ll want to make sure that the extent of your injuries and treatment are finalized before accepting a settlement. This is known as Maximum Medical Improvement (MMI), and until you know what this is, you won’t know how much your settlement should be. Soft tissue injuries like these can affect your life for months and even years. You want to ensure you account for your cumulative expenses.

Get Trusted Legal Support

If you’re in Northern New Jersey or Newark, New Jersey, reach out to me at Maran & Maran PC to discuss your options for compensation after a low-impact accident. I have the knowledge, practice, and skill to help you look toward a brighter future.

Pre-Existing Medical Conditions and Personal Injury Claims

Tue, 07 Feb 2023 06:14:37 GMT

If you have been injured due to someone else’s negligence, you may be thinking of filing a personal injury claim. Before filing, it is important to understand how pre-existing medical conditions affect such claims as they can significantly reduce the compensation amount awarded.

As a personal injury attorney at Maran & Maran PC , I understand how to overcome the challenges that may arise when seeking compensation for injuries caused by someone else’s negligent conduct when you have a pre-existing medical condition. From my office in Newark, New Jersey, I represent injured victims throughout Northern New Jersey, including Mercer County, Sussex County, Warren County, Hudson County, Essex County, Middlesex County, Morris County, Bergen County, Passaic County, Hunterdon County, Somerset County, and Monmouth County.

What Are Pre-Existing Medical Conditions?

A pre-existing medical condition is any illness, injury, or condition an individual was already suffering from prior to the incident that caused the personal injury. This could include diseases such as diabetes, cancer, heart disease, or even an old sports injury that has not yet healed. Any medical condition that existed before the accident or incident is considered a pre-existing condition.

If you have a pre-existing medical condition, consult with an experienced attorney who understands the complexities surrounding these cases. Your attorney will help ensure that your rights are protected throughout the process and that you receive just compensation for your losses.

How Do They Affect a Personal Injury Claim?

When filing a personal injury claim, it is essential to consider any pre-existing medical conditions that might have been aggravated by the accident. For example, if someone who had pre-existing back pain was involved in a car accident and their back pain was exacerbated by the collision, then their pre-existing condition will be taken into consideration when determining damages for their case. However, if their pre-existing conditions were not aggravated by the accident, then those conditions will not be taken into account during settlement negotiations.

It is also important to note that when filing for damages after an accident involving a pre-existing condition, you must present evidence demonstrating how your current injuries differ from those that existed prior to the accident.

This means providing detailed records from previous doctors and specialists which can prove that your current injuries were caused directly by the incident and not simply an exacerbation of what existed before. It should also be noted that any payments received for pre-existing conditions cannot be used towards compensation for new injuries sustained in an accident as these are separate matters altogether.

Who Is an “Eggshell Plaintiff”?

An eggshell plaintiff refers to an individual who has a pre-existing medical condition that makes them particularly vulnerable to harm from an accident. These plaintiffs are called “eggshells” because they are more fragile than other plaintiffs. In other words, if a person with a pre-existing medical condition is injured in an accident, their damages may be greater than for someone without any pre-existing medical conditions. The defendant in the case can still be held liable for these damages even though they were not aware of the plaintiff’s existing condition before the incident occurred.

It is important to understand how pre-existing conditions can affect your case so that you can prepare accordingly when filing for damages and ensure maximum recovery for your situation. If you have a pre-existing condition and are considering filing a personal injury claim, discuss your unique situation with an attorney so that they can determine how best to proceed with your case.

Get the Support of a Personal Injury Attorney

Pre-existing medical conditions can have a major impact on personal injury claims as they can reduce the amount of compensation awarded and complicate settlement negotiations. For this reason, you may need the assistance and support of an experienced personal injury attorney before filing a claim with a pre-existing medical condition. At Maran & Maran PC , I can assist you with your claim and protect your right to fair compensation. Call today for a free consultation.

Don’t Take the First Offer the Insurance Company Gives You

Mon, 30 Jan 2023 06:14:37 GMT

It’s natural to feel frustrated—or even overwhelmed—after an accident. On top of expensive medical bills, long recovery processes, and a variety of other financial, physical, and emotional hardships, you have to deal with insurance companies. For instance, if you have been injured in a car accident and someone else was at fault, their insurance company should not get a “good deal” out of it. You should be compensated fairly.

As a personal injury attorney at Maran & Maran PC , I help car accident victims get the justice they deserve. My clients live or were injured in Newark or in any of Northern New Jersey’s 13 counties, including Warren, Sussex, Passaic, Essex, Somerset, Hunterdon, Mercer, Monmouth, Hudson, Middlesex, Union, Bergen, and Morris. I’m a car accident lawyer who helps clients say no to unfair settlement offers and pursue what they really deserve.

How Will an Insurance Company Respond to an Accident Claim?

The insurance company that sold an auto liability policy to the person who caused your injuries will likely respond in extreme ways.

First, when you file an insurance claim, you may hear nothing for quite some time. You may make repeated calls, leave messages, send emails or letters, and get only a cursory response, such as “We have received your call and are looking into the matter.” You may get no acknowledgment at all. The adjuster is hoping you will simply give up and go away. They will hope your personal injury protection (PIP) benefits aren’t exhausted before you stop seeing a doctor and return to work.

The second way the adjuster might respond is to make you a “nuisance” offer immediately after your claim is filed, hoping you will take the money and run. Once you sign on the dotted line of the offer, you surrender every right you have to pursue your claim against the insurance company and its insured.

What you should do is contact a personal injury attorney to represent you. Once you do, the insurance adjuster is not allowed to contact you directly, only through your attorney. Moreover, because you have retained legal representation, the adjuster won’t be able to ignore you, and won’t be able to undercut the value of your claim.

Why Should I Refuse the Initial Offer?

Once that initial offer is made, rest assured it will be less than your claim is worth. Even if it sounds like a lot of money to you, it probably will not fully compensate you for your damages. Possible damages include your medical expenses, pain and suffering, and lost income due to being unable to work.

Because New Jersey is a no-fault state for auto accidents, your PIP coverage will begin paying benefits for medical expenses and lost wages. Taking any amount from the at-fault driver’s liability insurer may seem like extra money in your pocket, but beware. You may well exhaust your PIP coverage long before you know the full extent of your injuries. That is why it is important to talk to an experienced personal injury attorney about the length of time it may take before you know the cumulative value of your damages.

At What Point Do I Know the Value of My Damages?

The opinion of the physicians treating you for your injuries will determine the point in time when your damages can be fully valued. Your doctors will need to decide when you have reached what is referred to as maximum medical improvement (MMI). MMI is not necessarily when you have returned to the same physical status as you were before you were injured. Rather, MMI is the point at which your doctor believes you have recovered as much as you can from your injuries.

For example, suppose you suffer a rotator cuff injury and torn knee ligaments in the car crash. You undergo surgery and physical therapy for months. At a certain point, your doctor and physical therapist determine that no further treatment can make you any better. Even though you continue to have knee and shoulder pain and limitation of movement, you have reached MMI.

What Happens After I Reach MMI?

Once you reach MMI, you and your attorney will discuss the value of your claim. Your attorney will draft a settlement demand letter providing evidence of liability on the other driver’s part, detail your injuries and damages, including cumulative current and future medical expenses, and demand a certain sum in full and final settlement of your claim.

Just as you would not accept the insurance company’s initial settlement offer, the adjuster may not accept your initial settlement demand. Your attorney will begin negotiating with the adjuster to settle on a sum the company will agree to pay and you agree to accept. That is always your decision, not your attorney’s or the insurance company’s.

If you cannot reach a settlement via negotiations, I will litigate your claim to the best of my ability.

Fight for What You Deserve

In a perfect world, those injured by others in car accidents would receive the financial compensation they deserve. The world isn’t perfect, and insurance companies make money by paying injury victims as little as they can get away with.

Don’t let them get away with paying you less than what they owe. Let me help you fight back. If you live or were injured in Newark or any Northern New Jersey county or community, call Maran & Maran PC today. Consultations are free, so reach out to me today.

How Do You Know When To Contact a Personal Injury Law Firm?

Tue, 13 Dec 2022 06:14:37 GMT

Auto accidents are among the leading causes of injuries and hospitalization in New Jersey and across the United States. According to New Jersey laws, accident victims may be eligible to seek fair compensation for their injuries through a claim. However, many victims are often confused about whether to handle their claims on their own or contact a personal injury law firm.

At Maran & Maran PC , I enjoy giving personalized guidance and vigorous representation to clients in their injury claims. As a skilled New Jersey personal injury attorney , I can investigate the details of your case, explore all your options to seek damages, and help pursue your deserved compensation.

My firm proudly represents accident victims in Newark and the surrounding areas throughout Northern New Jersey, including Union County, Middlesex County, Hudson County, and Essex County.

Common Personal Injuries

Personal injury is a legal term that is often used to describe any form of bodily injury or harm suffered by a person in an accident caused by someone else's carelessness, negligence, or wrongful actions. Here are some examples of personal injuries:

Auto accident injury
Premises liability
Product liability
Medical malpractice
Slip and fall accident
Dog bites
Wrongful death

If you or someone close to you have suffered a personal injury due to another person's negligent actions, you need to reach out to a skilled attorney right away. Your legal counsel can assess every detail of your unique situation and help you seek deserved compensation.

Knowing When to Contact a Personal Injury Law Firm

After an auto accident, victims are often confused about the next steps to take or how to proceed with their injury claims. Essentially, it is usually advisable to retain an experienced attorney to help with their personal injury claims or lawsuits. Here are some vital reasons to contact a personal injury law firm after an accident

New Jersey is a No-Fault State

No-Fault is only about who pays your medical bills. In a no-fault state, it does not matter who causes the accident to determine where the injured person goes to have their medical bills paid.

So, if you have your own automobile policy, you go to your insurance company to pay your bills, no matter whether you were a passenger in another car or walking across the street and struck by a car.

If you do not have your own policy, then you are required to look to any relative that you live with that has an automobile policy and it is that insurance company which will pay your bills. A claim for PIP, or personal injury protection benefits is a claim primarily for your medical bills and is not supposed to raise the premiums or cost of that policy.

If you do not live with anyone who has an automobile policy, then you would turn to the automobile insurance company who insures the auto you are riding in.

Finally, if you do not live with anyone who has an automobile policy, and you were struck as a pedestrian or riding a bicycle, then the State provides coverage through NJPLIGA.

Call a personal injury attorney who can review these the rules and advise how you can obtain payment for your medical bills. Most personal injury attorneys will not charge you for a consultation.

Injuries are Serious

However, if you suffered serious injuries in the accident, you may need ongoing or future medical care, surgery, therapy, or other treatments. As a result, it may be complicated to recover damages. An experienced lawyer will make sure you have reached full recovery or maximum medical improvement (MMI) before negotiating or accepting a settlement offer from the insurer.

MMI is the stage at which your health condition cannot be improved any further. Upon attaining MMI or full recovery, your legal counsel can evaluate the magnitude of your injuries, medical expenses, lost wages, and other damages incurred and determine the rightful compensation amount. Also, your lawyer can help pursue non-economic damages, such as pain and suffering or loss of enjoyment of life.

You Don't Know Your Options

As mentioned earlier, an accident may leave you confused and unsettled. If you're unsure about your options to seek damages, contacting a personal injury attorney is right for you. Your lawyer can educate you about your possible legal options to recover compensation and determine the ideal choice for your unique circumstances.

Dealing with Insurance

However, dealing with insurance companies when seeking injury compensation often involves several complexities. Some dishonest insurers may try to lowball or negotiate using bad-faith tactics. Thankfully, an attorney can use their years of experience to negotiate with the insurance carrier and help maximize your settlement offer or file a lawsuit if necessary.

Things to Ask a Personal Injury Attorney

Here are some vital questions to ask a personal injury attorney before you hire one:

How long have you been practicing personal injury law?
Can you handle my case?
Have you handled a case similar to my situation before?
Do you work on a contingency fee basis?
What is the estimated value of my case?
What are your candid assessments of my case?
What is my role in the lawsuit?
What are the potential issues and difficulties you envisage with my case?
How long will it take to settle my case?
How much resources and time will you set aside for my case?
Do you think my case will go to trial?
Who will be responsible for case-related costs if I lose my claims?

Asking the aforementioned questions can help you make informed decisions when hiring an attorney to handle your accident claims. Call David Maran of Maran & Maran PC today to speak with him about your case.

Trusted and Experienced Legal Guidance

After an accident, hiring a practiced personal injury attorney remains a crucial step toward protecting your best interests and recovering damages. At Maran & Maran PC , I have devoted my career to providing outstanding legal services and protecting the rights of accident victims and their loved ones.

As your legal counsel, I can review the details of your case, conduct an in-depth investigation, and determine the best way to proceed with your claims. Using my extensive knowledge, I will guide you through the often-challenging New Jersey injury claims process. I will continue fighting for your rights and help you seek the financial justice you deserve.

Contact me at Maran & Maran PC today to arrange a consultation with a reliable car accident lawyer. I can offer you the trusted and experienced legal guidance you need in your accident claims. My firm proudly represents accident victims in Newark and the surrounding areas throughout Northern New Jersey, including Warren County, Sussex County, Morris County, and Ocean County.

Be Careful Who You Speak With After a Car Accident

Wed, 23 Nov 2022 06:14:37 GMT

The moments after a traffic crash can be overwhelming and confusing to sort through. However, what you do, what you fail to do, and who you speak with after the incident can have a significant impact on the outcome of your claims.

Essentially, no good ever comes from admitting fault at the accident scene or speaking with an insurance adjuster before consulting with a lawyer. Hence, it is important that you be careful of what you say and who you speak with after a car accident.

For more than 30 years, I have been offering experienced legal services and advocating for the best interests of accident victims in their cases. As an experienced New Jersey personal injury attorney , I can investigate all the details of your unique situation, fight vigorously to protect your rights, and handle all communications and negotiations with the insurance company on your behalf.

My firm – Maran & Maran PC – proudly represents car accident victims in Newark and the surrounding areas of Northern New Jersey, including Somerset County, Monmouth County, Warren County, Essex County, Union County, Passaic County, and Sussex County.

What Not Say at the Scene of the Accident

After an accident, emotions are often heightened. However, it is important that you remain calm and avoid saying anything that may likely be used against you later. Here are some things not to say after an auto accident:

Don't say, "I'm sorry." This may show that you're admitting guilt or that you’re responsible for the crash.

Don't say, "It was my fault." Admitting fault can affect your potential claims.

Don't say, "Let's handle the situation on our own." You should file a police report and notify your insurance company about the accident.

Don't say, "I'm fine. I don't need to get medical help." Regardless of the magnitude of your injuries, you must get immediate medical treatment for both personal and legal reasons.

Don't post or say anything on social media.

Don't say "Yes" when the insurance adjuster calls and requests a recorded statement.

Most importantly, never give an official or recorded statement to the claims adjuster of the insurance company when they reach out to you. They’re not on your side!

The Role of the Insurance Adjuster

During an investigation, the insurance adjuster may request an official statement from you. They can ask about the events leading to the traffic crash, who was responsible, or how the incident occurred. Unknown to you, the claims specialist may:

Take your statement out of context
Use your statement to undervalue or deny your claims
Give your words a different meaning
Ask contradictory questions to create inconsistencies in your statements
Use your statement against you during negotiations or in court

Generally, speaking with the claims adjuster without your attorney's consent is never a good idea. Rather, ensure that you speak with an experienced lawyer first.

Reasons to Speak With a Car Accident Attorney Instead

If you're involved in an auto accident, here are some reasons to speak with your lawyer first:

Determining Fault and Liability

New Jersey is a "no-fault" state. This means that your own auto insurance policy – Personal Injury Protection (PIP) coverage – will pay for medical costs and other accident-related losses, regardless of the at-fault party. However, you have a "limited right to sue" the at-fault driver and recover damages if you have suffered a serious bodily injury, such as significant scarring, permanent injury, or death.

An experienced attorney will be in the best position to investigate the facts of your case, evaluate the extent of your injuries, help file your claims, or determine whether you're eligible to sue the responsible party.

Seeking Damages for Serious Injuries

If you sustain a serious injury, you may still need ongoing or future medical treatments. While you continue to recuperate, any settlement amount offered by the insurer may not cover your injuries and damages. Once you attain maximum medical improvement (MMI) or full recovery, your attorney will determine the total cost of damages and help pursue your rightful financial compensation.

Negotiating With the Insurance Company

It is never easy or straightforward to negotiate a settlement with the insurer. They will keep playing hardball or negotiating using bad-faith tactics. Conversely, an experienced attorney can carefully evaluate the insurance provider's offer and help negotiate an improved settlement that will cover your medical expenses, accumulated losses, pain and suffering, and other possible damages.

Let Maran & Maran PC Help

Contact Maran & Maran PC today to schedule a simple case assessment with an experienced car accident attorney . I can guide you through the personal injury claims process and help you seek the maximum possible compensation for your injuries and damages. My firm proudly serves clients in Newark and the surrounding areas throughout Northern New Jersey, including Essex County, Sussex County, Passaic County, and Warren County.

Common Injuries After a Car Accident

Thu, 27 Oct 2022 06:14:37 GMT

Being involved in a car accident can be a devastating experience. Such an incident may result in minor or catastrophic injuries, including bruises, cuts, TBIs, broken bones, head injuries, soft tissue injuries, and whiplash. However, it is important that you seek immediate medical treatment regardless of the severity of the car crash or your injuries. Speaking with a New Jersey personal injury attorney is essential to learn more about common accident injuries and the benefits of getting medical help after a car crash.

With over 30 years of extensive experience, I can use my knowledge to assess every detail of your specific circumstances, determine the magnitude of your injuries, and explore your options to seek damages. Also, I can attempt to protect your best interests and help you pursue fair financial compensation for your injuries, damages, and any additional pain and suffering.

My firm – Maran & Maran PC – proudly serves clients in Newark and the surrounding areas throughout Northern New Jersey, including Monmouth County, Passaic County, Sussex County, Union County, Essex County, Somerset County, and Warren County.

Factors that Cause Injury

A car crash can be caused by different reasons, such as intoxication, speeding, reckless driving, distracted driving, poor weather, vehicle defect, or traffic violation. However, the severity and nature of injuries from the auto accident may depend on any of these:

Point of Impact – Whether the vehicle was hit from behind, side, or front.

Speed of Collision – Whether the crash occurred while the motorist was driving at a low or high speed.

Seat Belt – Whether the injured person – passenger or driver– was wearing a seat belt.

Broken Glass – Whether broken glass – windows or windshield – caused the person’s injuries.

Airbags – Whether airbags were installed in the motor vehicle.

Sitting Position – Whether the person was sitting straight or turned in a different direction.

Depending on the aforementioned factors and other circumstances surrounding that accident, the passengers, driver, or other road users involved in the auto accident may sustain minor or serious injuries.

Common Injuries after a Car Crash

Here are some of the most common injuries that an auto accident victim may sustain:

Post-Traumatic Stress Disorder (PTSD)
Traumatic brain injuries (TBI)
Herniated discs
Back or neck injuries
Amputation and loss of limb
Knee injuries or trauma
Chest injuries
Scrapes and cuts
Soft tissue injuries
Broken arms, shoulders, hips, and legs
Facial scars
Burns
Head injuries
Disfigurement
Crush injuries
Arm and leg injuries
Whiplash
Psychological injuries
Concussions
Bruising
Broken ribs
Road rash
Ankle and foot injuries
Internal bleeding

However, after an auto accident, your priority needs to be your safety, health, and general well-being. Therefore, you should seek prompt medical attention from a qualified physician, notwithstanding the magnitude or severity of your injuries.

Why You Should See a Doctor

Some accident victims may decide to delay seeing a doctor because they feel fine or their injuries are minor and will heal over time. Whether you suffered a mild, serious injury, or even if you feel fine after the incident, here are some reasons to seek adequate medical treatment:

For your safety and overall health.
To evaluate the extent of your bodily injuries.
To detect hidden injuries and symptoms and recommend the appropriate treatments.
To get a professional medical evaluation of your injuries.
For proper documentation of your injuries
To comply with insurance requirements.
To avoid possible issues with the insurer.

If you or a loved one were hurt in a negligent accident, you need to get in touch with a highly-skilled New Jersey auto accident attorney right away. Your legal counsel can work together with the medical professionals to ensure that your get adequate care, your injuries and treatments are properly documented, and help seek your claims.

Why You Should See a Doctor

Getting injured in an auto crash caused by a negligent party can be a difficult and traumatic experience. Such an unfortunate incident can affect your financial, mental, and physical health. Whether you were injured or not, getting immediate medical treatment after the incident is crucial for both personal and legal reasons. An understanding personal injury attorney can analyze your options to recover damages and help file your injury claims.

At M Maran & Maran PC , I intend to provide compassionate representation and personalized legal advice to clients in their car accident claims. As your legal counsel, I can assess your case details, document relevant information, and evidence, determine the full magnitude of your injuries, and estimate case value. Also, I will handle all communications and negotiations with the insurance company and help you seek your rightful compensation.

Never delay or fail to get medical help after a traffic collision. Contact my firm – Maran & Maran PC – today to arrange a simple case assessment with an experienced car accident lawyer. My firm is proud to represent clients in Newark and the surrounding areas throughout Northern New Jersey, including Monmouth County, Passaic County, Sussex County, Union County, Essex County, Somerset County, and Warren County.